Affiliate Disclosure
Some links pay us a small commission. It never changes what we recommend.
Last updated: June 2026
The plain-language version
Beyond US Borders participates in affiliate programs. Some links on this site — particularly links to services like international health insurance, currency transfer tools, residency assistance, and language learning platforms — are affiliate links. If you click one and make a purchase or sign up, we may receive a small commission from the company at no additional cost to you.
That commission helps cover the cost of running this site. It does not influence what we recommend, how we describe a service, or whether we include it at all. We only link to services we would genuinely consider using ourselves.
FTC compliance
In accordance with FTC guidelines on endorsements and testimonials (16 CFR Part 255), we clearly disclose any material connection between Beyond US Borders and companies whose products or services we link to. This page, combined with in-page notices near affiliate links, satisfies that requirement.
What this means for you
- Affiliate links are noted near the content where they appear.
- Prices you pay are not affected by whether you arrive via an affiliate link.
- Our editorial content is not written to serve affiliate relationships. It is written to be useful.
- We do not accept payment to feature, rank, or recommend any product or service.
Programs we may participate in
- International health and travel insurance providers
- Currency transfer and international banking services
- Residency and legal assistance services
- Language learning platforms
- Pet relocation services
- The Amazon Associates Program and similar retail affiliate programs
This list may change as the site grows. When in doubt, assume any outbound link to a commercial service may be an affiliate link.
Questions
Contact us at [email protected] or via the contact page.
Privacy Policy
We collect as little as possible and never sell your information.
Effective date: June 2026 · Applies to BeyondUSBorders.com and all associated pages.
What we collect
Information you give us directly
If you contact us by email or through the contact form, we receive your name, email address, and the contents of your message. We use this only to respond to you. We do not add you to any mailing list without your explicit consent.
Automatically collected information
Our hosting platform may automatically log basic technical information when you visit: your IP address, browser type, pages visited, and time of visit. This is used in aggregate to understand how the site is used. It is not used to identify you personally.
PDF downloads
The Destination Determination Workbook and Moving Abroad Action Planner are downloaded directly in your browser. We do not receive your name, email address, or any identifying information when you download them.
Cookies
This site uses only essential technical cookies required for normal browser function. We do not use advertising cookies, tracking pixels, or third-party behavioral analytics cookies.
Affiliate links and third parties
When you click affiliate links, you leave our site and are subject to that company’s privacy policy. Some third-party affiliate networks may use cookies to track whether a purchase was referred from our site. These cookies are set by the third party, not by us.
How we use your information
- To respond to messages you send us
- To improve the content and usefulness of the site
- To comply with legal obligations
We do not sell, rent, or share your personal information with third parties for marketing purposes.
Your rights
Depending on where you live, you may have the right to access, correct, or request deletion of personal information we hold. Contact us at [email protected].
Children
This site is not directed at children under 13. We do not knowingly collect personal information from children.
Changes
We may update this policy from time to time. The effective date above reflects the most recent revision.
Terms of Use
Rules for using this site and its resources. Plain language where possible.
Effective date: June 2026 · Applies to BeyondUSBorders.com and all associated pages.
Acceptance
By using this website, you agree to these terms. If you don’t agree, please don’t use the site.
For personal use only
All content — text, destination guides, PDFs, and downloadable materials — is provided for personal, informational, and planning purposes only. It is not financial, legal, medical, tax, or immigration advice.
No guarantees
Retirement laws, visa requirements, income thresholds, healthcare systems, costs, and local conditions change. We make reasonable efforts to keep information current and accurate, but we make no guarantees. Always verify current rules directly with official government sources or a qualified professional before making any decision.
Downloadable resources
The Destination Determination Workbook and Moving Abroad Action Planner are provided free of charge for your personal use. You may not reproduce, sell, redistribute, or publish these materials without written permission.
Affiliate links
Some links are affiliate links. Compensation received does not influence our recommendations. All affiliate relationships are disclosed on the Disclosure page.
Intellectual property
All original content, including text, design, PDFs, and the Beyond US Borders name and logo, is the property of Beyond US Borders. You may link to any page. You may quote brief passages with attribution. You may not reproduce substantial portions without permission.
Limitation of liability
Beyond US Borders and its owner are not liable for any decisions made, losses incurred, or harm suffered as a result of information found on this site. You use this content entirely at your own risk.
Governing law
These terms are governed by the laws of the United States.
Changes
We may update these terms at any time. Continued use of the site constitutes acceptance.
Contact
Disclaimer
Please read this before making any decisions based on content from this site.
Effective date: June 2026
General disclaimer
Beyond US Borders is a personal research and information site. All content — destination guides, planning tools, workbooks, comparisons — is provided for general informational and educational purposes only. Nothing here constitutes financial, legal, medical, tax, or immigration advice, or creates a professional relationship of any kind.
Not a substitute for professional advice
Retirement planning, international relocation, visa applications, tax compliance, healthcare decisions, and financial planning are complex matters. Before making any decision in these areas, consult qualified professionals including:
- A licensed financial advisor or retirement planner
- An immigration attorney familiar with your destination country
- A tax professional with experience in U.S. expat taxation
- Your physician or specialist regarding health and mobility considerations
- A licensed attorney for legal questions
Information may be outdated
Visa requirements, income thresholds, residency rules, healthcare systems, costs, and local circumstances change frequently. We make reasonable efforts to keep content current, but we cannot guarantee that any specific piece of information is accurate at the time you read it. Always verify with official government sources or qualified professionals.
SSDI, Social Security, and government benefits
Rules governing SSDI, Social Security, and other U.S. government benefits abroad are administered by the Social Security Administration and are subject to change. Nothing on this site should be relied upon for decisions about your benefits. Contact the SSA directly or consult a qualified benefits advisor.
Health and medical information
Any references to health conditions, climate effects on health, accessibility, or medical systems are general in nature and do not constitute medical advice. Consult your physician before making any decisions that could affect your health or medical care.
Limitation of liability
Beyond US Borders and its owner expressly disclaim all liability for any loss, damage, or harm — direct, indirect, or consequential — arising from your use of this site or reliance on its content. You use this site entirely at your own risk.